Car Insurance

Overview :

According to recent IRDA guidelines, only Web Aggregators are allowed to display online price comparisons for insurance products. Since we are not Web Aggregators, we are discontinuing the online price comparison service to comply with the IRDA guidelines.

To take a more informed decision related to your insurance requirement, you may consider the following two options:

• You may join www.jeevandeepfin.in Facebook Community to get expert opinions from the industry on your specific requirement.
• Alternatively, you may register your requirement with us and we will help you get the information directly from the market by getting multiple insurance companies compete for your business at which point you may compare their offerings.

Car Insurance Coverage

• The auto insurance policy covers you against any loss or damage caused to your vehicle from natural and man-made calamities.
• Natural calamities
• Man made calamities
• Personal accident cover
• Third party legal liability cover
• Any permanent injury/death of a person
• Any damage caused to the property

Car Insurance Exclusion

• Normal wear, tear and general aging of the vehicle
• Depreciation or any consequential loss
• Mechanical/electrical breakdown
• Wear and tear of consumables like tires and tubes
• Vehicles including cars being used otherwise than in accordance with limitations as to use
• Damage to/by a person driving any vehicles or cars without a valid license
• Damage to/by a person driving the vehicle under the influence of drugs or liquor
• Loss/damage due to war, mutiny or nuclear risk

Car Insurance Claims

Motor insurance claims nowadays include availing cashless facility for repairing an insured vehicle at any of the cashless garage network of an insurer. If the vehicle is serviced at a garage outside the purview of the insurer's network, the owner can claim expenses as reimbursement.

Car Insurance Provider

Auto insurance is mandatory in the form of third-party insurance. Which is effectively saying maybe you don't care about what happens to your vehicle, but you will damn well care about the injury/damage you cause to the third party. This would be the poor guy/vehicle you knocked down/damaged when trying to break the record for covering the distance between Dadar and Chembur during rush hour.

And if you are the smart type, it can also cover any personal injury, to you or to your passengers, that is due because of the almost certain mishap that is bound to happen, given your exploits. Cue, comprehensive auto insurance. Especially if the vehicle is being driven by multiple drivers.

It being mandatory, it is only natural that all insurers have auto insurance products. Which in turn means a whole bunch of them. And that is our cue to provide them all at one place.Drive safely.